Who It's For
For business owners who need visibility into their finances
Cash flow problems are one of the most common reasons small businesses struggle. Jeramyl helps you see the full picture before issues arise.
Service Businesses
Track payment timing on client invoices, see which bills are coming due, and understand your monthly net position.
Businesses with Recurring Costs
Log recurring subscriptions and bills so they show up in your expense view and do not catch you off guard.
Owners Who Plan Ahead
Use runway estimates and pending invoice totals to make more informed decisions about spending and timing.
The Challenge
Most business owners discover cash flow problems too late
A bank balance tells you what is there right now. It does not tell you what invoices are still unpaid, what bills are coming due next week, or how long your current balance will last at your current spending rate.
Without a clear view of money coming in and money going out, it is easy to spend confidently in one week and realize you are short the next. Timing matters as much as totals.
Jeramyl gives you a single place to see your recorded income, tracked expenses, outstanding invoices, and pending bills. The goal is not to replace your accounting software or bank. It is to give you a clearer picture of where things stand based on what you have recorded.
What Jeramyl Tracks
A clearer view of your money in and money out
All figures are based on the records you enter. Keep your data up to date for the most accurate picture.
Income Overview
See your recorded income by period. Understand which months brought in more and where revenue is coming from.
Expense Tracking
Log expenses as they happen, assign categories, and review your total outgoing costs across any time range.
Outstanding Invoices
Track invoices you have issued and which ones have not been paid yet. See your total receivables at a glance.
Pending Bills
Record bills you need to pay and mark them as paid when they clear. Know what obligations are coming before they surprise you.
Runway Estimate
Based on your recorded balance and expense rate, Jeramyl shows a rough estimate of how long your current funds might last. Review it alongside your actual bank statements.
Net Position Summary
See your total income minus total expenses for any period. A simple net view helps you understand whether a given month was profitable based on your records.
Example Use Cases
Situations where Jeramyl helps you see clearly
1
A large expense is coming and you want to check if the timing works
Look at your outstanding invoices to see what is expected to come in, then compare it against your bills due this month. Jeramyl shows both sides so you can make a more informed decision.
2
A client is late paying an invoice
Your invoice list shows which clients still have unpaid amounts. You can see how old the invoice is and follow up before it becomes a bigger issue.
3
You want to understand your monthly net before the month ends
Review your income and expense totals for the current month in Jeramyl. If expenses are running higher than expected, you have time to adjust before the month closes.
4
You are planning to hire or make a major purchase
Check your runway estimate and pending income to understand whether your current financial position supports the expense. The estimate is based on your records, so keep them current for the best accuracy.
FAQ
Common questions about cash flow tracking
How does Jeramyl calculate cash flow estimates?
Jeramyl calculates cash flow estimates based on the income and expenses you have recorded in the app. The figures reflect what you have entered, not live bank account data. If you have not logged a transaction, it will not appear in your estimates.
Does Jeramyl connect to my bank account?
Jeramyl does not currently offer automatic bank account syncing. You enter your income and expenses manually or by scanning receipts. The cash flow overview is based on the data you have recorded.
What is the runway estimate based on?
The runway estimate is based on the balance and expense data you have entered in Jeramyl. It gives you a rough idea of how long your current balance might last at your current expense rate. It is an estimate, not a guarantee, and should be reviewed alongside your actual bank statements.
Can I see unpaid invoices and upcoming bills in one place?
Yes. Jeramyl lets you track outstanding invoices (money owed to you) and unpaid bills (money you owe) separately. You can see what is pending and what needs attention without switching between different tools.
Are the cash flow numbers real-time or based on what I have entered?
The numbers in Jeramyl are based on what you have entered. They are not pulled from a live bank feed. Keeping your records up to date by logging income and expenses regularly will give you the most accurate picture of your cash flow.
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